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Consumer loan interest rates are disclosed
as ranges. Your final rate is based on your application and credit
history. call for more rates and details. |
|||
| Loan Rates - effective April 1, 2008 | |||
| Loan | Rate Range - APR | Collateral | |
| New Security | 5.65% - 8.40% |
2005 or newer | |
| Used Security | 6.15% - 8.90% |
2004 and older | |
| Share Secured | 3.00% - 5.75% |
Share Savings | |
| Unsecured | 5.50% - 14.40% |
Signature | |
| Real Estate | 6.00% - 9.00% |
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| Business | 5.90% - 8.40% |
||
| Mobile Homes | 7.50% |
||
| Business - Agriculture | 5.90% - 8.40% |
||
| Share Savings Accounts Rates and Terms - effective April 1, 2008 | ||||
| Account | Rate | APY | Minimum Balance | |
| Regular Share Savings (S1) | .50% |
.50% |
$5.00 | |
| Critter Club (S4) | .50% |
.50% |
$5.00 | |
| Christmas Club (S5) | .50% |
.50% |
$5.00 | |
| Teen Club (S13) | .50% |
.50% |
$5.00 | |
| IRA's | 3.00% |
3.03% |
$5.00 | |
| Share Draft (S90) - Tier 3 | 0.00% |
0.00% |
||
| Business Share Draft (S91) - Tier 3 | .25% |
.25% |
$500 - $5,000 | |
| Business Share Draft (S91) - Tier 2 | .75% |
.75% |
$5,001 - $25,000 | |
| Business Share Draft (S91) - Tier 1 | 1.25% |
1.26% |
Over $25,000 | |
| Member's Only Share Draft (S93) - Tier 3 | 1.00% |
1.00% |
$2,500 - $25,000 | |
| Member's Only Share Draft (S93) - Tier 2 | 1.50% |
1.51% |
$25,001 - $50,000 | |
| Member's Only Share Draft (S93) - Tier 1 | 2.00% |
2.02% |
Over $50,000 | |
| Money Market Share Draft (S94) | 2.00% |
2.02% |
Maximum of 6 debits per month | |
| Certificates of Deposit - effective thru May 13, 2008 | ||||
| Term | Rate | APY | Minimum Balance | |
| 3 Months (I3) | 1.64% |
1.65% |
$500 | |
| 6 Months (I6) | 1.89% |
1.90% |
$500 | |
| 12 Months (I12) | 2.10% |
2.10% |
$500 | |
| 18 Month (I18) | 2.10% |
2.10% |
$500.00 | |
| 24 Month (I24) | 2.25% |
2.25% |
$500 | |
| 30 Months (I30) | 2.45% |
2.45% |
$500 | |
| 36 Months (I36) | 2.95% |
2.95% |
$500 | |
| 48 Months (I48) | 3.10% |
3.10% |
$500 | |
| 60 Months (I60) | 3.10% |
3.10% |
$500 | |
| 9 Months (I9) | 2.44% |
2.45% |
$2500.00 | |
| 15 Months (I15) | NA |
NA |
$2,500.00 | |
| 23 Months (I23) | NA |
NA |
NA | |
| IRA Certificates - effective thru May 13, 2008 | ||||
| Term | Rate | APY | Minimum Balance | |
| 18 Months (I81) | 2.20% |
2.20% |
$500 | |
| 36 Months (I83) | 2.95% |
2.95% |
$500 | |
| 60 Months (I85) | 3.20% |
3.20% |
$500 | |
| Teen Add-On Certificates - effective thru May 13, 2008 | ||||
| Term | Rate | APY | Minimum Balance | |
| 11 Months (I11) | 2.10%
|
2.10%
|
$100 | |
| 29 Months (I29) | 2.55%
|
2.55%
|
$100 | |
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