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Consumer loan interest rates are disclosed
as ranges. Your final rate is based on your application and credit
history. call for more rates and details. |
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| Loan Rates - effective March 15, 2010 | |||
| Loan | Rate Range - APR | Collateral | |
| New Security | 5.65% - 9.40% |
2006 or newer | |
| Used Security | 6.15% - 9.40% |
2005 and older | |
| Share Secured | 3.25% - 6.00% |
Share Savings | |
| Unsecured | 6.40%-13.40% |
Signature | |
| Real Estate | 5.50% - 9.00% |
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| Mobile Homes | 7.00% |
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| Business - Agriculture | 5.40% - 8.90% |
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| Share Savings Accounts Rates and Terms - Projected Dividend Second Quarter 2010 | ||||
| Account | Rate | APY | Minimum Balance | |
| Regular Share Savings (S1) | .25% |
.25% |
$5.00 | |
| Critter Club (S4) | .25% |
.25% |
$5.00 | |
| Christmas Club (S5) | .25% |
.25% |
$5.00 | |
| Teen Club (S13) | .25% |
.25% |
$5.00 | |
| IRA's | 1.50% |
1.50% |
$5.00 | |
| Share Draft (S90) - Tier 3 | 0.00% |
0.00% |
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| Business Share Draft (S91) - Tier 3 | 0.0% |
0.0% |
$500 - $5,000 | |
| Business Share Draft (S91) - Tier 2 | .0% |
.0% |
$5,001 - $25,000 | |
| Business Share Draft (S91) - Tier 1 | .25% |
.25% |
Over $25,000 | |
| Members Only Share Draft (S93) - Tier 3 | .10% |
.10% |
$2,500 - $25,000 | |
| Members Only Share Draft (S93) - Tier 2 | .15% |
.15% |
$25,001 - $50,000 | |
| Members Only Share Draft (S93) - Tier 1 | .25% |
.25% |
Over $50,000 | |
| Money Market Share Draft (S94) | 0.50% |
0.50% |
Maximum of 6 debits per month (May change Monthly) | |
| Super Share Savings (S2) Tier 3 | .25% |
.25% |
$5,000-$24,999 | |
| Super Share Savings (S2) -Tier 2 | .75% |
.75% |
$25,000-$74,999 | |
| Super Share Savings (S2) Tier 1 | 1.25% |
1.25% |
$75,000 & Over | |
| Certificates of Deposit - effective thru August 3rd, 2010 | ||||
| Term | Rate | APY | Minimum Balance | |
| 3 Months (I3) | 0.60% |
.60 |
$500 | |
| 6 Months (I6) | 0.75% |
0.75 |
$500 | |
| 12 Months (I12) | 1.20% |
1.20 |
$500 | |
| 18 Month (I18) | 1.75% |
1.75 |
$500 | |
| 24 Month (I24) | 1.80% |
1.80 |
$500 | |
| 30 Months (I30) | 1.85% |
1.85 |
$500 | |
| 36 Months (I36) | 2.00% |
2.00 |
$500 | |
| 48 Months (I48) | 2.25% |
2.25 |
$500 | |
| 60 Months (I60) | 2.50% |
2.50 |
$500 | |
| 9 Months (I9) | NA |
NA |
NA | |
| 15 Months (I15) | 1.20% |
1.20 |
$2500 | |
| 23 Months (I23) | NA |
NA |
NA | |
| IRA Certificates - effective thru August 3rd, 2010 | ||||
| Term | Rate | APY | Minimum Balance | |
| 18 Months (I81) | 1.95% |
1.95 |
$500 | |
| 36 Months (I83) | 2.10% |
2.10 |
$500 | |
| 60 Months (I85) | 2.75% |
2.75 |
$500 | |
| Teen Add-On Certificates - effective thru August 3rd, 2010 | ||||
| Term | Rate | APY | Minimum Balance | |
| 11 Months (I11) | 1.30%
|
1.30
|
$100 | |
| 29 Months (I29) | 1.95%
|
1.95
|
$100 | |
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