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It takes a forward-thinking approach to find new opportunities. If you’re ready for something different, now is the time.

At Dakota West Credit Union, we know that on the road to success, being ready for opportunities that come your way can make all the difference. That’s why we’re proud to offer our members the financial tools they need to be ready to meet the moment.

Having a little extra credit available to access when needed can make all the difference. And, choosing the right credit card can deliver even bigger benefits. Dakota West offers three credit cards for our members — all with great rates, terms and perks including:

  • No Annual Fee
  • Rewards Program to Earn Points on Your Purchases
  • Fixed Interest Rates Based on Your Credit History
  • Local Application Processing
  • Enhanced Security with Embedded Microchip
  • Mastercard® SecureCode™ puts you in control when shopping online
  • Phone, Text, and Email Alerts for Potentially Fraudulent Charges
  • Free MY Cards Mobile App access to 24-hour personal card services
  • 24-Hour Card Assistance at 800.411.7590
  • Local Service (DWCU employees are available to assist you with any needs related to your card.)
  • Businesses eligible to apply

Our Members Only Mastercard® is geared for our members who have already established great credit.

  • 6.90% APR
  • Requires a 700+ FICO® Score

Our Classic Mastercard® is geared for our members who have a solid, established credit score.

  • 13.90% APR

Our Secured Mastercard® is geared for our members who need a little help establishing a good credit score. Funds in the amount of the credit limit are held until the secured card is cancelled or upgraded to a non-secured card once the member has improved their credit score. Secured Mastercard® balances cannot be paid out of the held funds.

  • 13.90% APR


Apply for your card today!

Apply Now


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*Interest rates, APR, and fees advertised are based upon the borrower’s qualifications and the loan amount, and will be determined while working with your Dakota West loan officer.


Dakota West Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Dakota West Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

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