We know how important saving for the future is and Dakota West Credit Union wants to help you grow your money. Our savings accounts, IRAs, and CDs can help you reach your goals for the future.
Savings Accounts
With a Dakota West savings account, watch your money grow with an array of free online and mobile account services and tools that can help you keep an eye on your savings, plus the exceptional service we provide to all our members.
Free Kasasa Saver®
Link this free account to your Kasasa® checking — and build savings automatically while earning high dividends.
- 3.00% APY‡ on balances up to $250,000
- Links to free Kasasa Cash® or Kasasa Cash Back® checking
- Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
- 0.05% APY‡ on all balances if qualifications are not met in Kasasa Cash or Kasasa Cash Back
- No monthly maintenance fee
- No minimum balance to earn rewards
Qualifications to Earn the Higher Rate
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate during each Monthly Qualification Cycle.
And if you don’t meet these qualifications, don’t worry — your accounts are still free. Plus, you’ll still earn our base rate on Kasasa Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.
Badlands Savings
Earn dividends while enjoying a low monthly minimum balance with a Dakota West Badlands Savings account.
Benefits
- $50.00 Minimum Balance
- Dividends Paid Quarterly
Badlands Gold Savings
Have a little nest egg to put in savings? With a Dakota West Badlands Gold Savings account, you’ll earn great dividends.
Benefits
- $5,000.00 Minimum Balance
- Dividends Paid Quarterly – Tiered
* $10 monthly maintenance fee if account balance falls below $5,000 at any time during the cycle month.
Christmas Club Savings
It’s never too early to start saving for the holidays! Direct deposit a small portion of your paycheck each pay period into a Dakota West Christmas Club Savings account and your savings stocking will be filled in no time!
Benefits
- No Minimum Balance
- Dividends and Balance Automatically Transferred in November to a Badlands Savings Account
Pee Wee Penguin
You’re never too young to start saving! Open a Dakota West Pee Wee Penguin Savings account for your child and help them learn the savings skills needed to set them up for success in the future.
Benefits
- Account Available to Children Ages 0 – 12
- $5.00 Minimum Balance
- Dividends Paid Quarterly
Earn
Certificate of Deposit
Individual Retirement Accounts
Whether you’re just starting to save or getting ready to retire, we offer you the resources and the tools to help make sure you are prepared for the future. Dakota West Credit Union offers IRAs and CDs with competitive rates and terms ranging from 3 to 60 months. For more information about our IRA and CD options, please contact us at 1-800-411-7590, or view our Current Rates and details to learn more about saving for the future.
Business Money Market
Our new Business Money Market Savings Account allows businesses to earn interest every month. This product allows Dakota West Credit Union to service our community and business members in a greater capacity.
- Interest is calculated and credited Monthly.
- Monthly Fee: $15, waived with a daily balance of $5,000 or greater throughout the whole month.