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We know how important saving for the future is and Dakota West Credit Union wants to help you grow your money. Our savings accounts, IRAs, and CDs can help you reach your goals for the future.

Savings Accounts

With a Dakota West savings account, watch your money grow with an array of free online and mobile account services and tools that can help you keep an eye on your savings, plus the exceptional service we provide to all our members.

Free Kasasa Saver®

Link this free account to your Kasasa® checking — and build savings automatically while earning high dividends.

  • 3.00% APY‡ on balances up to $250,000
  • Links to free Kasasa Cash® or Kasasa Cash Back® checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 0.05% APY‡ on all balances if qualifications are not met in Kasasa Cash or Kasasa Cash Back
  • No monthly maintenance fee
  • No minimum balance to earn rewards

Qualifications to Earn the Higher Rate

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate during each Monthly Qualification Cycle.

And if you don’t meet these qualifications, don’t worry — your accounts are still free. Plus, you’ll still earn our base rate on Kasasa Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.

Badlands Savings

Earn dividends while enjoying a low monthly minimum balance with a Dakota West Badlands Savings account.


  • $50.00 Minimum Balance
  • Dividends Paid Quarterly

Badlands Gold Savings

Have a little nest egg to put in savings? With a Dakota West Badlands Gold Savings account, you’ll earn great dividends.


  • $5,000.00 Minimum Balance
  • Dividends Paid Quarterly – Tiered

* $10 monthly maintenance fee if account balance falls below $5,000 at any time during the cycle month.

Christmas Club Savings

It’s never too early to start saving for the holidays! Direct deposit a small portion of your paycheck each pay period into a Dakota West Christmas Club Savings account and your savings stocking will be filled in no time!


  • No Minimum Balance
  • Dividends and Balance Automatically Transferred in November to a Badlands Savings Account

Pee Wee Penguin

You’re never too young to start saving! Open a Dakota West Pee Wee Penguin Savings account for your child and help them learn the savings skills needed to set them up for success in the future.


  • Account Available to Children Ages 0 – 12
  • $5.00 Minimum Balance
  • Dividends Paid Quarterly

Play games with the Penguins!

PeeWee Penquin Young Saver's Club


Certificate of Deposit

Individual Retirement Accounts

Whether you’re just starting to save or getting ready to retire, we offer you the resources and the tools to help make sure you are prepared for the future. Dakota West Credit Union offers IRAs and CDs with competitive rates and terms ranging from 3 to 60 months. For more information about our IRA and CD options, please contact us at 1-800-411-7590, or view our Current Rates and details to learn more about saving for the future.

Truth In Savings


Dakota West Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Dakota West Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

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