Our personal checking accounts are packed with benefits. Choose from accounts that offer cash back on debit card purchases, earn interest on your balance, include refunds on ATM fees, and more!
All personal checking accounts include:
- Free My Accounts Online
- Free eStatements
- Free Bill Pay
- Free Mobile App for account access and services
- Free Card Controls App for debit card control and alert services
Free Kasasa Cash® Checking
Free checking that pays high dividends. Free Kasasa Cash® Checking is one way we thank you for being a member. Earn up to 5.0% APY2 just for doing simple activities you probably already do. There are no monthly maintenance fees and you’ll also receive refunds on ATM withdrawal fees, nationwide.1
Features
- 5.0% APY* on Balances up to $25,000
- Refunds on ATM Withdrawal Fees, Nationwide1
- Free Mastercard® Debit Card
- No Minimum Balance to Earn Rewards
- No Monthly Maintenance Fee
- Premium Overdraft Protection2
- Free Online and Mobile Account Access, Bill Pay, and eStatements
Free Kasasa Cash Back® Checking
Free checking that pays you back. Enjoy cash back on debit card purchases and no monthly maintenance fees — ever.
You’ll also receive refunds on ATM withdrawal fees, nationwide1 — so you can get to your money in Grenora, Washburn, Turtle Lake, or anywhere else in the U.S. Visit us today to open your accounts!
Features
- 3.00% Cash Back on Debit Card Purchases (up to $72 cash back per year, $6 per month)3
- Refunds on ATM Withdrawal Fees, Nationwide3
- Free Mastercard® Debit Card
- No Minimum Balance to Earn Rewards
- No Monthly Maintenance Fee
- Premium Overdraft Protection2
- Free Online and Mobile Account Access, Bill Pay, and eStatements
Badlands Gold Checking
Do you keep a healthy balance in your checking account on a consistent basis? Badlands Gold Checking rewards you with monthly dividends. Take advantage of this benefit-packed account — you’ve earned it!
Features
- $2500 Minimum Balance4
- FREE Debit Card Replacement
- Dividends Paid Monthly
- FREE Cashier and Teller Checks
- Premium Overdraft Protection2
- Free Online and Mobile Account Access, Bill Pay, and eStatements
Badlands Checking
If you’re looking for a classic checking account, Badlands Checking is your match, providing everything you need to manage your money and nothing you don’t.
Features
- No Minimum Balance
- Premium Overdraft Protection2
- Free Online and Mobile Account Access, Bill Pay, and eStatements
E-Checking
Looking for an online only account option, then e-checking may be for you.
Features
- $1000 Minimum Balance4
- Debit card only
- Free online and mobile app access
- Free card control access
- Free e-Statements
- Free online Bill Pay and Picture Pay
1 Please review the Kasasa Cash® Truth In Savings disclosure for full details.
2 Payment of Overdraft Disclosure
We offer standard overdraft services, this service allows us to authorize payment for the following types of transactions regardless of whether your share or deposit account has sufficient funds: (1) share drafts/checks and other transactions made using your checking account, except as otherwise described below; (2) automatic bill payments; (3) and ACH transactions. For ATM and one-time debit card transactions, you must affirmatively consent to such coverage. Without your consent, the Credit Union may not authorize and pay an ATM or one-time debit card transaction that will result in insufficient funds in your account. If you have established a service linking your share or deposit account with other individual or joint accounts, you authorize us to transfer funds from another account of yours to cover an insufficient item, including transfers from a share or deposit account, an overdraft line-of-credit account, or other account you so designate. Services and fees for these transactions are shown in the document the Credit Union uses to capture your affirmative consent and the Schedule of Fees and Charges. Except as otherwise agreed in writing, if we exercise our right to use our discretion to pay such items that result in an insufficiency of funds in your account, we do not agree to pay them in the future and may discontinue coverage at any time without notice. If we pay these items or impose a fee that results in insufficient funds in your account, you agree to pay the insufficient amount, including the fee assessed by us, in accordance with our standard overdraft services or any other service you may have authorized with us or, if you do not have such protections with us, in accordance with any overdraft payment policy we have, as applicable.
For more information, please see the membership agreement
3 Please review the Kasasa Cash Back® Truth In Savings disclosure for full details.
4 $10 monthly maintenance fee if account balance falls below $2,500 at any time during the cycle month.