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College Finances On A Budget

Are you a college student for the first time? Maybe you’re taking classes towards a degree while working? Are you considering going back to school for an advanced degree? Managing money becomes one more responsibility that adds to the burden of work, studies, planning, and scheduling during college life. Our partners at Kasasa® offer some useful tips for college students, whether in person or online, to help keep your dollars and cents a part of your success.

Distinguishing needs from wants sounds like a simple way to manage money, but when streaming movies online while waiting at the laundromat reminds students that clean clothes may take priority over entertainment expenses. Try measuring the cost of a desired purchase in quarters – how much laundry can you get done when you choose to save rather than spend?

Take advantage of library services that may be available either in person or digitally. A library card comes with all kinds of extra services that cost a lot less than a purchase. Likewise, take the time to research services provided on campus or in the community where you live to find additional cost-effective alternatives, including entertainment.

Lastly, in a time of social distancing, those rare moments we can spend with family and friends are worth a lot more than the cost of an outing. Use your social time to connect with folks back home, or a friend at another campus. Whether Zoom, or Facetime, or just a call to Mom and Dad can rejuvenate you and provide a healthy break between classes and studying, and also keep your expenses low.

Most importantly, rest and work hard – those same voice and faces back home are here to support and encourage you. Don’t forget to stop in to your local branch and say, “Hello,” every once in a while. We’re here to help you, too.



Dakota West Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Dakota West Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

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